• The Offer is applicable for HSBC Visa Platinum Cashback Credit Cards applied through Daraz.lk website or mobile app during the period effective from 28 October 2019 to 31 December 2019 and approved on or before 30 January 2020. (“Credit Card/ Cardholder”).

New Card Welcome Offer

• The Cardholder’s transactions performed on Daraz.lk using the HSBC Credit Card will avail for a maximum voucher of Rs.5,000/-The voucher code pertaining to the eligible cardholders will be communicated to the cardholder via SMS.
• The voucher will be issued to the Credit Cardholder upon 30 days of the Credit Card being approved.
• The customer who becomes eligible for the promotion, will no longer be eligible for the standard welcome offer.

Year around offer

• Cardholder shall be entitled for a 0.1% cashback/rebate from the amount spend using the Card at any merchant outlet (excluding transactions mentioned in clause 4 below) during a calendar month (eg 1st to 31st October 2019, 1st to 30th November 2019..etc) from the date the Cardholder activates the Card.
• The Cardholder will be entitled for an additional bonus of 10% cashback for the total value spent using the Card at Supermarket, Fuel stations and Telecommunication service providers of any merchant outlet or at any merchant on-line payment portal during a calendar month (eg 1st to 31st October 2019, 1st to 30th November 2019) from the date the Cardholder activates the Card . The minimum monthly spend criteria and maximum cashback/rebate per month shall be as follows.

Spend thresholds for bonus cash back

Monthly minimum Total Spend (Rs.)	Bonus Cash back %	Maximum rebate(Rs.)	Rebate eligibility for Supermarket, Fuel and Telecommunication Spend
Rs.25,000/- Above	10%	Rs2,000/-	Minimum spend requirement is mandatory from Card approved date.

Note:

Supermarket including but not limited to i.e. Keells Super Outlets, Cargills Food City, Arpico Super Centre, Lanka Sathosa and Laugfs Sunup Supermarkets, Fuel stations including but not limited to Lanka IOC, Laugfs and Ceypetco, Telecommunication service providers’ including but not limited to Dialog, Mobitel, Etisalat, Airtel, Hutch, LankaBell, Telecom.

• Cashback/rebate amount to be credited to an account will be rounded up to two decimal places.
• Any cashback/rebate credited to Cardholders Credit Card account will not be considered as a payment to Cardholders credit card account and cannot be used to offset the minimum amount due to the Bank
• The Offer cannot be exchanged for any other reward or combined with any other offers and/or promotions of HSBC
• HSBC reserves the right to change the promotional offering which are eligible for the said offer without prior notice to the Cardholders.
• In case of any dispute relating to any and all matters with regard to the Offer, including but not limited to, in respect of the, Cardholder’s eligibility, coverage of dates, Terms and Conditions herein stated, the decision of HSBC shall prevail and be final and conclusive.
• The HSBC general cashback and credit card terms and conditions shall be applicable for the credit card usage and for this Offer.
• HSBC is not the supplier of the service/s offered by the merchant and shall not accept any liability in relation thereto.
• The Cardholders who avails for this Offer will not be eligible for any other standard welcome offers granted for cashback credit cards of HSBC.
• These Terms and Conditions shall be governed by the laws of Sri Lanka and shall be subject to the exclusive jurisdiction of the courts of Sri Lanka.

(*Credit Card approved date is mentioned in the credit card carrier delivered along with relevant card plastic)